|
|
Membership Booklet
Truth-in-Savings Disclosure
Privacy Notice Disclosure
Patriot Act Disclosure
| Fees applicable to all accounts |
| Returned item fee |
$25.00 per item |
| Statement copies fee |
$0.25 per page |
| Wire transfer fee |
$15.00 per transfer |
| Non-sufficient funds fee |
$25.00 per item |
| Cashiers Check fee |
$1.00 per item (unless issued to yourself) |
| ATM or debit card transaction that overdraws your account |
$25.00 per item |
| Share draft account fees |
| Non-sufficient funds fee |
$25.00 per item |
| Stop payment order fee |
$25.00 per order |
| Draft copy fee |
$2.00 per copy |
| Draft/Check printing fee |
Varies depending on the style of check ordered. |
| Check copies on CD |
$20.00 per month |
| Debit Card purchases |
Free Unlimited (debit or credit) |
| Debit Card replacement |
$5.00 (after second card) |
| Debit Card PIN reorder |
$2.00 |
| ATM Service Fees |
| No charge for deposits |
| $1.00 charge per transaction after the 4th transaction of the month including balance inquiries and transfers. |
| PIN number reorder $2.00 |
| Card replacement $5.00 (after second card) |
| Click here for surcharge free atm locations |
| Dormancy Fee |
| Accounts without any activity for 12 consecutive months (excluding dividend postings) will be charged a fee of $1.00 per month after the 12th month of inactivity. |
| VISA - Credit Disclosures and Fees |
CLASSIC |
PLATINUM |
| Annual Percentage Rate(APR) for Purchases |
8.99% to 17.99% |
8.99% to 9.99% |
| Other APRs |
Balance Transfers and Cash Advacnes 8.99% to 17.99% |
Balance Transfers and Cash Advances 8.99% to 9.99% |
| Minimum finance Charge: |
$0 |
$0 |
| Annual Membership fee: |
$0 |
$0 |
| Grace Periods for repayment of the balance for purchases: |
25 Days |
25 Days |
| Late payment fee (if 15 or More days late): |
$15.00 |
$15.00 |
| Over the limit fee: |
$10.00 |
$10.00 |
| International transaction fee: |
1% on Foreign Transactions |
1% on Foreign Transactions |
| Method of computing the balance for purchases: |
Average Daily Balance including new purchases |
Average Daily Balance including new purchases |
Top
|
