Contact Information

St. Cletus Credit Union - Map
26256 Ryan Road
Warren, MI 48091
Tel: (586) 756.5010
Fax: (586) 756.0724
Email:
sccu@stcletuscu.org

Office Hours:

 Mon:

 9:30 - 4:00

 Tues:

 9:30 - 4:00

 Wed:

 9:30 - 4:00

 Thu:

 9:30 - 6:00

 Fri:

 9:30 - 6:00

Loan Rates

New and Used Vehicles     
Recreational Vehicles (including Boats and Campers)  
Personal or Signature Loans
Line of Credit / Overdraft Loans
VISA
Home Equity Loans (Fixed Rates)
Home Equity Line of Credit (Variable Rate)
Mortgage Loans  

Rates effective as of June 15, 2010.  A.P.R. = annual percentage rate.  Rates subject to change without notice. Bring in you're best deal for a possible rate match. Contact Brenda or Steve for details.

New Vehicles
TermA.P.R.
Up to 48 Months as low as 3.99%
49 to 60 months as low as 4.49%
61 to 72 months as low as 4.99%

Used Vehicles (2010 - 2006)
TermA.P.R.
Up to 36 months as low as 3.99%
37 to 48 months as low as 3.99%
49 to 60 months as low as 4.49%

Used Vehicles (2005 - 2002)
TermA.P.R.
Up to 36 months as low as 4.99%
37 to 48 months as low as 5.49%

Recreational Vehicles (2001 and Newer)
TermMinimum Loan AmountA.P.R.
Up to 60 months none as low as 5.49%
61 to 120 months $15,000.00 as low as 6.49%
121to 180 months $25,000.00 as low as 6.99%
Includes Boats, Campers and Travel Trailers up to $50,000.00. Down payment required.

Used Recreational Vehicles (up to 2001)
TermMinimum Loan AmountA.P.R.
Up to 60 months none as low as 5.74%
61 to 120 months $15,000.00 as low as 6.99%
121 to 180 months $25,000.00 as low as 7.49%

Other Secured Loans
TermA.P.R.
Up to 36 months as low as 5.24%
37 to 48 months as low as 5.49%
49 to 60 months as low as 5.74%
Includes motorcycles, personal watercraft, and snowmobiles up to $25,000.

Mobile Homes
TermMinimum Loan AmountA.P.R.
Up to 72 months none as low as 6.24%
73 to 120 months $15,000.00 as low as 7.49%
121 to 180 months $25,000.00 as low as 8.24%
Up to $40,000.00 must be primary residence. 20% down payment is required.

Share Secured
TermA.P.R.
Up to 60 months 4.00%
61 to 84 months 5.00%
85 to 120 months 6.00%
100% secured by funds on deposit excluding IRAs and Christmas Club.

Personal or Signature Loans (up to $10,000.00)
TermA.P.R.
Up to 24 months as low as 7.90%
25 to 48 months as low as 8.90%
49 to 60 months as low as 9.90%

Line of Credit (up to $10,000.00)
TermA.P.R.
  as low as 8.99%

Home Equity Loans (Fixed Rate) from $5,000 - $100,000
TermA.P.R.
Up to 60 months as low as 5.99%
61 to 120 months as low as 6.74%
121 to 180 months as low as 7.24%
181 to 240 months as low as 8.24%

Home Equity Lines of Credit (Variable Rate) from $5,000 - $100,000
TermA.P.R.
  as low as 4.00%

VISA
TypeA.P.R.
VISA Classic as low as 8.99%

VISA Platinum (up to $10,000.00) with ScoreCard bonus points

as low as 8.99%

Mortgage Loans
Type
Click here for our Mortgage Rates

Stop in today to apply or click here for an application.

 For more information call 586-765-5010 or email us.


Members who have direct deposit with auto payment set up within 60 days of the loan closing are eligible to receive 0.25% off selected loan rates.
Rates are effective 6/15/2010 and are expressed as an Annual Percentage Rate (A.P.R.). All rates to change without notice.
Final loan rates are based on the primary applicants Trans Union credit score, loan type, and loan term.
All AAA auto club members receive a 0.25% discount off of loan rates (excluding mobile home loans, real estate loans, share secured, and unsecured loans) by showing a valid AAA membership card at loan closing.  Above rates include all applicable discounts. Other terms and conditions may apply. 



 

Top