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New and Used Vehicles 
Recreational Vehicles (including Boats and Campers)
Personal or Signature Loans
Line of Credit / Overdraft Loans
VISA
Home Equity Loans (Fixed Rates)
Home Equity Line of Credit (Variable Rate)
Mortgage Loans
Rates effective as of December 9, 2011. A.P.R. = annual percentage rate. Rates subject to change without notice. Bring in you're best deal for a possible rate match. Contact Brenda or Steve for details.
| New Vehicles |
| Term |
A.P.R. |
| Up to 48 Months |
as low as 3.49% |
| 49 to 60 months |
as low as 3.99% |
| 61 to 72 months |
as low as 4.49% |
| Used Vehicles (2011 - 2007) |
| Term |
A.P.R. |
| Up to 36 months |
as low as 3.49% |
| 37 to 48 months |
as low as 3.49% |
| 49 to 60 months |
as low as 3.99% |
| Used Vehicles (2006 - 2003) |
| Term |
A.P.R. |
| Up to 36 months |
as low as 4.49% |
| 37 to 48 months |
as low as 4.99% |
| Recreational Vehicles (2003 and Newer) |
| Term |
Minimum Loan Amount |
A.P.R. |
| Up to 60 months |
none |
as low as 5.49% |
| 61 to 120 months |
$15,000.00 |
as low as 6.49% |
| 121to 180 months |
$25,000.00 |
as low as 6.99% |
| Includes Boats, Campers and Travel Trailers up to $50,000.00. Down payment required. |
| Used Recreational Vehicles (up to 2002) |
| Term |
Minimum Loan Amount |
A.P.R. |
| Up to 60 months |
none |
as low as 5.74% |
| 61 to 120 months |
$15,000.00 |
as low as 6.99% |
| 121 to 180 months |
$25,000.00 |
as low as 7.49% |
| Other Secured Loans |
| Term |
A.P.R. |
| Up to 36 months |
as low as 5.24% |
| 37 to 48 months |
as low as 5.49% |
| 49 to 60 months |
as low as 5.74% |
| Includes motorcycles, personal watercraft, and snowmobiles up to $25,000. |
| Mobile Homes |
| Term |
Minimum Loan Amount |
A.P.R. |
| Up to 72 months |
none |
as low as 6.24% |
| 73 to 120 months |
$15,000.00 |
as low as 7.49% |
| 121 to 180 months |
$25,000.00 |
as low as 8.24% |
| Up to $40,000.00 must be primary residence. 20% down payment is required. |
| Share Secured |
| Term |
A.P.R. |
| Up to 60 months |
3.00% |
| 61 to 84 months |
4.00% |
| 85 to 120 months |
5.00% |
| 100% secured by funds on deposit excluding IRAs and Christmas Club. |
| Personal or Signature Loans (up to $10,000.00) |
| Term |
A.P.R. |
| Up to 24 months |
as low as 7.90% |
| 25 to 48 months |
as low as 8.90% |
| 49 to 60 months |
as low as 9.90% |
| Line of Credit (up to $10,000.00) |
| Term |
A.P.R. |
| |
as low as 8.99% |
| Home Equity Loans (Fixed Rate) from $5,000 - $100,000 |
| Term |
A.P.R. |
| Up to 60 months |
as low as 5.99% |
| 61 to 120 months |
as low as 6.74% |
| 121 to 180 months |
as low as 7.24% |
| 181 to 240 months |
as low as 8.24% |
| Home Equity Lines of Credit (Variable Rate) from $5,000 - $100,000 |
| Term |
A.P.R. |
| |
as low as 4.00% |
| VISA |
| Type |
A.P.R. |
| VISA Classic |
as low as 8.99% |
|
VISA Platinum (up to $10,000.00) with ScoreCard bonus points
|
as low as 8.99% |
Stop in today to apply or click here for an application.
For more information call 586-765-5010 or email us.
Members who have direct deposit with auto payment set up within 60 days of the loan closing are eligible to receive 0.25% off selected loan rates.
Rates are effective 12/9/11 and are expressed as an Annual Percentage Rate (A.P.R.). All rates to change without notice.
Final loan rates are based on the primary applicants Trans Union credit score, loan type, and loan term.
All AAA auto club members receive a 0.25% discount off of loan rates (excluding mobile home loans, real estate loans, share secured, and unsecured loans) by showing a valid AAA membership card at loan closing. Above rates include all applicable discounts. Other terms and conditions may apply.
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